Does one mortgage securing two separate debts bar suing on one after foreclosing the other? | G.R. No. 203194
In G.R. No. 203194, the Supreme Court ruled that a mortgage covering two separate obligations doesn’t merge them into one cause of action—since a mortgage is merely accessory to the principal loans it secures, foreclosing on one debt doesn’t bar a separate collection suit on a distinct, independent debt, even if both are secured by the same mortgage and due at the same time.










